1. Acceptance of Terms
By accessing and using the First India Credit Pvt Ltd website (“the Website”), you agree to comply with and be bound by these Terms & Conditions. If you do not agree with any part of these terms, please do not use our website.
2. Financial Services
First India Credit Pvt Ltd is a finance company located at 88 Sant Nagar, near the post office, East of Kailash, New Delhi, India, Pincode: 110065. We proudly serve as authentic channel partners for over 30 banks and NBFCs. Our role is to facilitate loan and credit card applications on behalf of these financial institutions. All financial services provided through the Website are subject to eligibility criteria and approval by First India Credit Pvt Ltd.
3. User Eligibility
To use the financial services provided by First India Credit Pvt Ltd, users must meet the eligibility criteria set forth by the company. Eligibility requirements may vary for different financial products.
4. Privacy Policy
Your use of the Website is also governed by our Privacy Policy. Please review our Privacy Policy to understand our practices regarding the collection and use of your personal and financial information.
5. Use of Financial Products
Users are responsible for using loans and credit cards responsibly. Failure to meet financial obligations may result in consequences, including but not limited to additional fees, penalties, and adverse effects on credit scores.
6. Links to Third-Party Financial Institutions
The Website may contain links to third-party financial institutions for your convenience. First India Credit Pvt Ltd does not endorse or control these third-party institutions and is not responsible for their financial products or practices.
7. Limitation of Liability
First India Credit Pvt Ltd shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access, use, or inability to use the Website or its financial services.
8. Changes to Terms & Conditions
First India Credit Pvt Ltd reserves the right to modify these Terms & Conditions at any time without notice. Continued use of the Website after such modifications constitutes your acceptance of the new terms.
9. Governing Law
These Terms & Conditions are governed by and construed in accordance with the laws of [Jurisdiction]. Any disputes arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the [appropriate courts in the jurisdiction].